{"id":284,"date":"2018-08-16T08:38:00","date_gmt":"2018-08-16T08:38:00","guid":{"rendered":"https:\/\/swift.eliott-markus.digital\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/"},"modified":"2024-03-19T15:57:30","modified_gmt":"2024-03-19T15:57:30","slug":"les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018","status":"publish","type":"post","link":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/","title":{"rendered":"Negative rates in real estate loans to individuals – M\u00e9langes AEDBF 2018"},"content":{"rendered":"\n

Since the beginning of 2015, when the CHF Libor index turned negative, there has been a temptation among individuals whose loan agreements are tied to interest rate formulas referencing this index to demand interest payments from their lenders, somewhat encouraged by the common usage of the notion of negative interest rates in the press and the world of finance. <\/p>\n\n\n\n

However, the connection is not necessarily straightforward: the interest rate index and the loan interest are two distinct concepts whose domains do not necessarily overlap. <\/p>\n\n\n\n

If you wish to consult the article in its entirety, click on this link<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Since the beginning of 2015, when the CHF Libor index turned negative, there has been a temptation among individuals whose loan agreements are tied to interest rate formulas referencing this index to demand interest payments from their lenders, somewhat encouraged by the common usage of the notion of negative interest rates in the press and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[66],"tags":[],"class_list":["post-284","post","type-post","status-publish","format-standard","hentry","category-article-en"],"acf":[],"yoast_head":"\nNegative rates in real estate loans to individuals - M\u00e9langes AEDBF 2018 - Swift<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Negative rates in real estate loans to individuals - M\u00e9langes AEDBF 2018 - Swift\" \/>\n<meta property=\"og:description\" content=\"Since the beginning of 2015, when the CHF Libor index turned negative, there has been a temptation among individuals whose loan agreements are tied to interest rate formulas referencing this index to demand interest payments from their lenders, somewhat encouraged by the common usage of the notion of negative interest rates in the press and […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/\" \/>\n<meta property=\"og:site_name\" content=\"Swift\" \/>\n<meta property=\"article:published_time\" content=\"2018-08-16T08:38:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-19T15:57:30+00:00\" \/>\n<meta name=\"author\" content=\"Eliott_Markus_Dev\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Eliott_Markus_Dev\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/\"},\"author\":{\"name\":\"Eliott_Markus_Dev\",\"@id\":\"https:\/\/swiftlitigation.com\/#\/schema\/person\/402c768e7a95b38becadc5e7ddb455da\"},\"headline\":\"Negative rates in real estate loans to individuals – M\u00e9langes AEDBF 2018\",\"datePublished\":\"2018-08-16T08:38:00+00:00\",\"dateModified\":\"2024-03-19T15:57:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/\"},\"wordCount\":109,\"articleSection\":[\"Publications\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/\",\"url\":\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/\",\"name\":\"Negative rates in real estate loans to individuals - M\u00e9langes AEDBF 2018 - Swift\",\"isPartOf\":{\"@id\":\"https:\/\/swiftlitigation.com\/#website\"},\"datePublished\":\"2018-08-16T08:38:00+00:00\",\"dateModified\":\"2024-03-19T15:57:30+00:00\",\"author\":{\"@id\":\"https:\/\/swiftlitigation.com\/#\/schema\/person\/402c768e7a95b38becadc5e7ddb455da\"},\"breadcrumb\":{\"@id\":\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/swiftlitigation.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Negative rates in real estate loans to individuals – M\u00e9langes AEDBF 2018\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/swiftlitigation.com\/#website\",\"url\":\"https:\/\/swiftlitigation.com\/\",\"name\":\"Swift\",\"description\":\"WELCOME\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/swiftlitigation.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/swiftlitigation.com\/#\/schema\/person\/402c768e7a95b38becadc5e7ddb455da\",\"name\":\"Eliott_Markus_Dev\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/swiftlitigation.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e82a1c875af1d10692c1bb24d4aa42c9c59dd307bec1ee5f88b9145de9873f1b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e82a1c875af1d10692c1bb24d4aa42c9c59dd307bec1ee5f88b9145de9873f1b?s=96&d=mm&r=g\",\"caption\":\"Eliott_Markus_Dev\"},\"sameAs\":[\"http:\/\/swift.eliott-markus.digital\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Negative rates in real estate loans to individuals - M\u00e9langes AEDBF 2018 - Swift","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/","og_locale":"en_US","og_type":"article","og_title":"Negative rates in real estate loans to individuals - M\u00e9langes AEDBF 2018 - Swift","og_description":"Since the beginning of 2015, when the CHF Libor index turned negative, there has been a temptation among individuals whose loan agreements are tied to interest rate formulas referencing this index to demand interest payments from their lenders, somewhat encouraged by the common usage of the notion of negative interest rates in the press and […]","og_url":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/","og_site_name":"Swift","article_published_time":"2018-08-16T08:38:00+00:00","article_modified_time":"2024-03-19T15:57:30+00:00","author":"Eliott_Markus_Dev","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Eliott_Markus_Dev","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/#article","isPartOf":{"@id":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/"},"author":{"name":"Eliott_Markus_Dev","@id":"https:\/\/swiftlitigation.com\/#\/schema\/person\/402c768e7a95b38becadc5e7ddb455da"},"headline":"Negative rates in real estate loans to individuals – M\u00e9langes AEDBF 2018","datePublished":"2018-08-16T08:38:00+00:00","dateModified":"2024-03-19T15:57:30+00:00","mainEntityOfPage":{"@id":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/"},"wordCount":109,"articleSection":["Publications"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/","url":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/","name":"Negative rates in real estate loans to individuals - M\u00e9langes AEDBF 2018 - Swift","isPartOf":{"@id":"https:\/\/swiftlitigation.com\/#website"},"datePublished":"2018-08-16T08:38:00+00:00","dateModified":"2024-03-19T15:57:30+00:00","author":{"@id":"https:\/\/swiftlitigation.com\/#\/schema\/person\/402c768e7a95b38becadc5e7ddb455da"},"breadcrumb":{"@id":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/swiftlitigation.com\/en\/les-taux-negatifs-dans-les-credits-immobiliers-aux-particuliers-melanges-aedbf-2018\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/swiftlitigation.com\/en\/"},{"@type":"ListItem","position":2,"name":"Negative rates in real estate loans to individuals – M\u00e9langes AEDBF 2018"}]},{"@type":"WebSite","@id":"https:\/\/swiftlitigation.com\/#website","url":"https:\/\/swiftlitigation.com\/","name":"Swift","description":"WELCOME","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/swiftlitigation.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/swiftlitigation.com\/#\/schema\/person\/402c768e7a95b38becadc5e7ddb455da","name":"Eliott_Markus_Dev","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/swiftlitigation.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e82a1c875af1d10692c1bb24d4aa42c9c59dd307bec1ee5f88b9145de9873f1b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e82a1c875af1d10692c1bb24d4aa42c9c59dd307bec1ee5f88b9145de9873f1b?s=96&d=mm&r=g","caption":"Eliott_Markus_Dev"},"sameAs":["http:\/\/swift.eliott-markus.digital"]}]}},"_links":{"self":[{"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/posts\/284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/comments?post=284"}],"version-history":[{"count":4,"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/posts\/284\/revisions"}],"predecessor-version":[{"id":1219,"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/posts\/284\/revisions\/1219"}],"wp:attachment":[{"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/media?parent=284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/categories?post=284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swiftlitigation.com\/en\/wp-json\/wp\/v2\/tags?post=284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}