{"id":286,"date":"2016-02-22T08:20:00","date_gmt":"2016-02-22T08:20:00","guid":{"rendered":"https:\/\/swift.eliott-markus.digital\/la-chimere-des-prets-a-taux-negatif-pour-les-particuliers-option-finance\/"},"modified":"2024-03-19T16:12:46","modified_gmt":"2024-03-19T16:12:46","slug":"la-chimere-des-prets-a-taux-negatif-pour-les-particuliers-option-finance","status":"publish","type":"post","link":"https:\/\/swiftlitigation.com\/en\/la-chimere-des-prets-a-taux-negatif-pour-les-particuliers-option-finance\/","title":{"rendered":"The myth of negative interest rate loans for individuals – Option Finance"},"content":{"rendered":"\n

Since the ECB set its key interest rates below zero in June 2014 and the press reported on “negative-interest loans” that states would subscribe to with it, the idea seems to be gaining ground that an individual who obtains a variable-rate loan from their banker could equally demand that the latter waive their margin, or even pay them a return, when the reference rate (Euribor, Libor CHF 3 months, etc.) becomes negative. <\/p>\n\n\n\n

If you wish to consult the article in its entirety, click on this link<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Since the ECB set its key interest rates below zero in June 2014 and the press reported on “negative-interest loans” that states would subscribe to with it, the idea seems to be gaining ground that an individual who obtains a variable-rate loan from their banker could equally demand that the latter waive their margin, or […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[66],"tags":[],"class_list":["post-286","post","type-post","status-publish","format-standard","hentry","category-article-en"],"acf":[],"yoast_head":"\nThe myth of negative interest rate loans for individuals - Option Finance - Swift<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swiftlitigation.com\/en\/la-chimere-des-prets-a-taux-negatif-pour-les-particuliers-option-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The myth of negative interest rate loans for individuals - 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