Reconciling the APR penalty with the law of obligations – Revue Banque & Droit

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01/09/2015 | By | Julien Martinet

A message strikes when reading the pages of websites that still flourish in 2015, encouraging borrowers to sue their banker on the grounds that the effective interest rate stipulated in their loan agreement would be incorrect in three-quarters of cases, and leading them to believe that it would be easy, for a commission of 15 to 20% for the intermediary, to obtain substantial savings.

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